Business Certificates
If you're looking for a higher rate of return, consider our Business Certificates.
Featured Rate
1.55%APY*
*APY = Annual Percentage Yield. Dividend Rates and Annual Percentage Yield (APY), effective 6/1/2020, are subject to change at any time. Featured rate is for 60 months certificate term. Early withdrawal penalty may apply.If you're looking for a higher rate of return, a Business Certificate is a great way to get the most out of your money.
You also have the option of depositing your earned dividends into your Tech CU Savings or Checking Account monthly (available on certificates with terms of 6 months or longer). The dividends can also be reinvested into the certificate upon maturity.
Open Your Account Today
Contact a Commercial Banker at (800) 553-0880 to get started, or fill out our
Contact Form . You can expect a response within 1-2 business days.
Types of Business Certificates
Flextime Certificates ($1,000 or more)
| Term |
Dividend Rate |
Annual Percentage Yield* |
Effective Date |
| 14 - 29 days |
N/A |
N/A |
N/A |
| 1 month |
N/A |
N/A |
N/A |
| 2 months |
N/A |
N/A |
N/A |
| 3 months |
0.399% |
0.40% |
4/1/2020 |
| 6 months |
0.699% |
0.70% |
4/1/2020 |
| 9 months |
0.749% |
0.75% |
4/1/2020 |
| 12 months |
1.046% |
1.05% |
6/1/2020 |
| 18 months |
1.145% |
1.15% |
6/1/2020 |
| 18 month Raise My Rate |
1.145% |
1.15% |
6/1/2020 |
| 24 months |
1.244% |
1.25% |
6/1/2020 |
| 24 month Raise My Rate |
1.244% |
1.25% |
6/1/2020 |
| 36 months |
1.343% |
1.35% |
6/1/2020 |
| 48 months |
1.442% |
1.45% |
6/1/2020 |
| 60 months |
1.541% |
1.55% |
6/1/2020 |
Jumbo Certificates ($95,000 or more)
| Term |
Dividend Rate |
Annual Percentage Yield* |
Effective Date |
| 14 - 29 days |
0.150% |
0.15% |
4/1/2020 |
| 1 month |
0.200% |
0.20% |
4/1/2020 |
| 2 months |
0.300% |
0.30% |
4/1/2020 |
| 3 months |
0.399% |
0.40% |
4/1/2020 |
| 6 months |
0.699% |
0.70% |
4/1/2020 |
| 9 months |
0.749% |
0.75% |
4/1/2020 |
| 12 months |
1.046% |
1.05% |
6/1/2020 |
| 18 months |
1.145% |
1.15% |
6/1/2020 |
| 18 month Raise My Rate |
1.145% |
1.15% |
6/1/2020 |
| 24 months |
1.244% |
1.25% |
6/1/2020 |
| 24 month Raise My Rate |
1.244% |
1.25% |
6/1/2020 |
| 36 months |
1.343% |
1.35% |
6/1/2020 |
| 48 months |
1.442% |
1.45% |
6/1/2020 |
| 60 months |
1.541% |
1.55% |
6/1/2020 |
OPEN YOUR ACCOUNT TODAY
Contact a Commercial Banker at (800) 553-0880 to get started, or fill out our
Contact Form . You can expect a response within 1-2 business days.