The San Francisco branch is temporarily closed due to the shelter in place guidelines. The following branches are open: Campbell, Cupertino, Dublin, Fremont, Milpitas, Palo Alto, San Jose, Santa Teresa and Sunnyvale. Our branch ATMs remain operational, with the exception that we may need to temporarily restrict access to select ATMs due to local conditions.
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Tech CU offers a combination of services that helps businesses prevent fraud on their accounts, namely Check Positive Pay, and ACH Blocks and Filters. The combination of these two services helps companies arm themselves against various types of fraud that exist in the business world today. This new service is available to business members that issue a moderate to high number of checks and have allowed other entities to debit their accounts via electronic debit. To have the service, businesses need to have their account relationship analyzed monthly via Tech CU’s account analysis system.
Check Positive Pay requires the business member to upload a file of checks they issued via the online banking portal, namely Business Online Banking.
In the current financial world, electronic funds transfers are commonplace and businesses originate and receive ACH transactions frequently between their vendors and customers. Controlling authorized transactions is very important and tools to prevent unauthorized transactions are becoming essential. Tech CU offers the ability to allow only certain pre-authorized ACH transactions to post to business member accounts.