How We Compare
Bank where you’re a name, not a number.
First and foremost, we're a not-for-profit that exists solely for the benefit of our members. Instead of paying profits to stockholders, we invest our resources to deliver lower loan rates, low fees and outstanding, personalized service.
And, while we are small enough to provide the service you need, we also offer all the access and convenience you'd expect of a big bank:
You've got better things to do than worry about your money. Let us help you manage your financial life. We've got your best interests at heart.
Fee Comparisons*
FEE/SERVICE CHARGE TYPE
|
Tech CU
|
Bank of America
|
Wells Fargo
|
Chase
|
Bank of the West
|
Checking
|
| Monthly Minimum Service Charge
1 |
$0 - $6 |
$12 - $25 |
$10 - $15 |
$0 - $35 |
$10 - $25 |
Savings
|
| Monthly Minimum Balance Fee |
No Fee |
$5 - $8 |
$5 - $12 |
$5 - $20 |
$5 - $15 |
| Excess Withdrawal Fee/Reg D** |
No Fee |
$10 |
$15 |
$5 |
$15 |
ATM & Debit Cards
|
| ATM Balance Inquiry (Foreign ATM) |
No Fee |
$5.00 |
$2 |
$2.50 |
$2.50 |
| Non-Tech CU ATM Transaction Fee |
No Fee |
$2.50 |
$2.50 |
$2.50 |
$2.50 |
| ATM Surcharge - Non-Member Foreign |
$3 |
$5.00 |
$2.50 |
$5.00 |
$2.50 |
Transactions
|
| Stop Payment Checks |
$15 |
$30 |
$31 |
$25 - $30 |
$35 |
| Wire Transfer - Incoming |
No Fee |
$15 |
$15 |
$15 |
$15 |
| Wire Transfer - Domestic Outgoing
2 |
$0 or $20 |
$45 |
$30 |
$25 - $35 |
$35 |
| Overdraft Transfer Fee |
No Fee |
$12 |
$12.50 |
$10 |
$12 |
| Insufficient Funds (NSF Fee) |
$28 |
$35 |
$35 |
$34 |
$31 - $35 |
| Insufficient Funds - Paid item (NSF Fee) |
$28 |
$35 |
$35 |
$34 |
$31 - $35 |
| Official/Corporate Checks |
$5 |
$10 |
$10 |
$8 |
$10 |
| Telephone Service Inquiries/Transaction |
No Fee |
N/A |
$2 |
N/A |
N/A |
*Source: Competitor websites as of March 2018
**This fee may be charged when you exceed
6 non-personal withdrawals
.
1
Our Basic Checking account is free. Our Interest Checking account has a $6.00 monthly fee.
2
Fee is waived for Premier and Private Banking members.
|