NOTICE: The San Francisco branch is temporarily closed due to the shelter in place guidelines. The following branches are open: Campbell, Cupertino, Dublin, Fremont, Milpitas, Palo Alto, San Jose, Santa Teresa and Sunnyvale. Our branch ATMs remain operational, with the exception that we may need to temporarily restrict access to select ATMs due to local conditions. Click here for branch locations and hours.

  • Home Equity Loan

    If you want a fixed rate and payment consider a home equity loan.

    A Tech CU Home Equity Loan provides you with a single lump sum — you’ll experience a fixed rate and payment throughout the term of your loan.

    Check out these benefits:

    • No Cost Loan1 - no application fees, no closing costs, no prepayment penalty and no annual fee.
    • Available for owner-occupied properties in California of 1-4 units. Investment Property Equity Loans also available.
    Home Equity Loan
    Term Maximum LTV2 Amount

    Percentage Rate

    Example Payment
    per $10003
    15 Years 70% $25,000 - 250,000 5.25% $8.05
    20 years 70% $25,000 - 250,000 5.875% $7.10

    For more information about our Home Equity Loan, contact us at (877) 988-0471.

Give Us a Call

We look forward to chatting with you.

(800) 553-0880

For new loan related inquiries, call

(877) 988-0471

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We’re here to serve your needs in person at our San Jose Headquarters. Visit us at 2010 N. First Street, San Jose, CA 95131.
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