NOTICE: The San Francisco branch is temporarily closed due to the shelter in place guidelines. The following branches are open: Campbell, Cupertino, Dublin, Fremont, Milpitas, Palo Alto, San Jose, Santa Teresa and Sunnyvale. Our branch ATMs remain operational, with the exception that we may need to temporarily restrict access to select ATMs due to local conditions. Click here for branch locations and hours.

  • Tech CU VISA Classic® Card

    Secure, no annual fee and no foreign transaction fees

    Finding the right card just got easier. Competitive interest rates, no annual fee and no foreign transaction fees. Accepted worldwide. And, due to improved fraud prevention industry-wide, your signature won’t be needed at most merchants using EMV chip technology — speeding up the checkout process.

    You’ll also enjoy:

    • Prevent fraud and control spending with Card Manager
    • Convenient online and mobile access with automatic payment options
    • Auto Rental Collision insurance coverage
    • Local decision making — quick approvals
    • Use as overdraft coverage for your checking account
    • More control over your spending with Card Manager
    • Pay for daily expenses with Apple Pay, Android Pay and Samsung Pay.

    Tech CU VISA Classic® Card (Share Secured)

    Establish or rebuild credit safely and securely.

    We offer credit-building benefits to get you back on track — competitive interest rates, no annual fee and no foreign transaction fees. Accepted worldwide.

    EFFECTIVE DATE: 4/24/2020

    Compare our Credit Cards at a glance and find the card that's right for you.

      VISA Signature®

    Apply Now
    VISA Classic®

    Apply Now
    VISA Classic® (Share Secured)

    Apply Now
    Card Benefits

    Earn 1.25 Rewards Points for every $1 spent on purchases

    Redeem for travel, cash, merchandise and more

    Our lowest available interest rate among all Tech CU credit cards Establish or rebuild your credit
    Annual Fee $0 $0 $0
    Foreign Transaction Fee $0 $0 $0
    Chip- enabled
    Annual Percentage Rate (APR) for Purchases, Balance Transfers & Cash Advances

     9.90% -20.90% variable APR

     7.90%-18.90% variable APR

     18.90% APR

    Cash Advance fe9 3% of advance amount ($10 minimum) 3% of advance amount ($10 minimum) 3% of advance amount ($10 minimum)
    Additional Benefits Auto Rental Collision
    $5,000 Trip Cancellation
    $15,000 Personal ID Theft coverage
    Warranty Manager Service
    Travel & Emergency Assistance Service
    Auto Rental Collision Auto Rental Collision
    Card Manager
  • Visa Checkout

    Make fast and easy online purchases when you enroll in Visa Checkout. Register your Tech CU Visa Debit or Credit Card for instant access while you shop.


Give Us a Call

We look forward to chatting with you.

(800) 553-0880

For new loan related inquiries, call

(877) 988-0471

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Visit Us in Person

We’re here to serve your needs in person at our San Jose Headquarters. Visit us at 2010 N. First Street, San Jose, CA 95131.
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